Premium Bonds: who should buy them – and who shouldn’t?

16 March 2026 9198 Views

Fidelity UK

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Premium Bonds are the most popular savings product in the UK. But how do they compare to other potential homes for your cash? In this Personal Investor podcast, Ed and Jemma explore how Premium Bonds work and share their views on when they might, or might not, make sense.

Capital at risk. This is not a personal recommendation.

Intro
Why are Premium Bonds so popular?
How do they work?
Working out expected returns
Jemma’s work on the returns Premium Bonds offer
Premium Bonds vs Investing
Where do Premium Bonds make sense?

Categories

Advisers & Intermediaries Investments Uncategorised Wealth Management

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