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Big ISA changes are coming from April 2027. The cash ISA limit will drop to £12,000. The total ISA allowance stays at £20,000. People aged 65 and over get more flexibility. Younger savers may be nudged towards Investment ISAs.
In our recent podcast, Ed Monk and Jemma Slingo explain what this could mean for different age groups and what are the ways to make the most of your ISA allowance.
Watch now and tell us in the comments: cash or stocks – what’s your pick?
Chapters:
Intro
Impact of ISA changes
Benefits for older people
Benefits for younger generations
Will this boost the economy?
Best ways to make the most of Investment ISAs
Key questions raised
Government’s aim
Preferences for cash ISAs
What are gilts?
Tax impact on interest rates






